FEATURES
Everything an MCA shop needs to fund more deals
From the first merchant record to a fully funded, renewing advance — MCA Simplified replaces the spreadsheets, inboxes, and disconnected tools your team runs on today with one branded workspace.
EVERYTHING YOU NEED
One platform. Every MCA workflow.
From the first merchant record to a fully funded, renewing deal — MCA Simplified replaces the spreadsheets, email threads, and disconnected tools your shop runs on today.
Merchant CRM
Every merchant, owner, and document in one living record
Stop stitching a deal together from inboxes and spreadsheets. Each client business gets a single record — owners, contacts, bank statements, and a clear status pipeline — so anyone on your team can pick up where the last person left off.
- Full business profile: legal name, industry, time in business, monthly revenue, and FICO.
- Owners and contacts with phone, email, ownership split, and signed documents attached.
- Drag merchants through your pipeline stages, from new lead to funded and renewing.
- Bank statements, applications, and stips stored on the record — never lost in an email thread.
Submissions & Offers
Package once, submit to every funder, compare offers side by side
Build the submission package one time, then send it to every funder that fits. As offers come back, stack them in a single view — amount, term, factor rate, daily or weekly payment, and expiry — so you pick the strongest deal in seconds.
- Assemble an application package once and blast it to multiple funders at once.
- Track each submission's status: submitted, reviewing, offer received, or declined.
- Compare returned offers line by line — amount, term, factor rate, and payment.
- See each offer's expiry so you close the merchant before the best terms lapse.
OCR Document Parsing
Bank statements & merchant docs parsed automatically
Stop hand-typing numbers off PDFs. Upload a merchant's bank statements once and MCA Simplified extracts the data underwriters actually look at — average deposits, average daily balance, NSFs, and negative days — straight into the merchant record so you can qualify the file in minutes.
- Automated OCR on uploaded bank statements — deposits, balance, NSFs, negative days.
- Parsed numbers land on the merchant overview as soon as the upload finishes.
- Every document has a clear status: not parsed → parsed → verified / rejected.
- Re-runs are safe — re-upload a corrected statement and the extracted values refresh.
Deal Tracking
Watch every funded advance pay down in real time
Once a deal funds, you know exactly where it stands. Amount funded, daily or weekly remittance, total paid, and remaining balance update on every deal — with a progress bar and maturity date that surface renewal windows before your competitors call.
- Live remaining balance and total paid on every funded advance, no manual math.
- Daily or weekly remittance and holdback tracked against the original payback amount.
- Maturity date and payoff progress flag renewal opportunities at the right moment.
- Default and slow-pay tracking so at-risk deals never slip through the cracks.
Funder Network
Match every deal to the right funder in seconds, not hours
Keep a living database of your funders and exactly what they buy. When a new deal comes in, MCA Simplified surfaces the lenders most likely to fund it by size, industry, time in business, and credit — so you submit smarter and approve faster.
- Store each funder's buy box: advance range, position, industries, and minimum FICO.
- Instantly shortlist the funders a deal qualifies for instead of guessing from memory.
- Track relationship terms, commission splits, and contacts for every funding partner.
- Stop over-submitting — send each deal only to funders that actually buy that paper.
Tasks & Pipeline
Keep your whole team on top of every deal stage
A shared task board with assignee, priority, and status — every item linked to its merchant and deal. Nobody forgets to chase a stip, follow up on an offer, or confirm a contract, because the next action is always visible to the whole shop.
- Assign tasks by owner and priority, each tied to its merchant or funded deal.
- Move work across to-do, in progress, and done so deal stages never stall.
- Follow-ups, document requests, and call-backs all live in one accountable board.
- Managers see exactly what's blocking funding across the entire pipeline.
White-Label Portal
Your logo, your colors, your own merchant portal
Drop in your logo and brand colors and hand merchants a portal that's unmistakably yours. They log in to view their funded deals, payment history, and renewal status under your name — so your shop looks like the established funder you are.
- Upload your logo and set primary and accent colors — no developer required.
- Merchants get a branded login to see their advances, balances, and payments.
- Renewal and payoff status front and center to drive repeat funding under your brand.
- Every email, document, and screen carries your identity, not ours.
Get started
Ready to simplify your MCA operation?
Move every merchant, submission, funder offer, and funded deal into one branded workspace. Book a 20-minute demo and see your pipeline running in MCA Simplified.
No setup fees. White-label ready. Live in minutes, not days.